Switch to us

Transfer everything safely and securely in 7 working days
with the Current Account Switch Service

Why switch to City Bank?

  • Three month fee-free arranged overdraft when you switch
    Once your three month fee-free period ends we will charge a daily arranged overdraft fee. The daily arranged overdraft fee for using your arranged overdraft, over your fee-free amount (if your account has one) is 1p for every full £6 you borrow each day up to £1250, a further 1p for every additional full £7 you borrow each day between £1250 and £2500, and then a further 1p for every additional full £8 you borrow each day over £2500. Arranged overdrafts are subject to application and approval, and are repayable on demand.
  • Bank on the go, the way you want 
    Use our award winning Mobile Banking app, Internet Banking or PhoneBank.
  • Earn up to 15% cashback with Everyday Offers
    Get up to 15% cashback at the type of places you regularly shop when you bank online and use your debit or credit card (merchant offers and cashback amounts vary, registration for Everyday Offers required).Find out more about Everyday Offers >
  • It’s On Us
    Each month we pay back thousands of customers for something they’ve bought on their Lloyds Bank debit or credit card, up to the value of £500 (Internet Banking and It’s On Us registration required).Find out more about It’s On Us >

Keep in mind

  • What you need to switch
    You’ll need your debit card or details of the account you wish to switch from, income details, your home address and the details of any arranged overdraft you have on your existing bank account.
  • Current accounts only
    You can switch into Lloyds Bank current accounts only, we do not accept requests to switch savings accounts through the 7 day switch service.
  • Arranged Overdrafts
    All Arranged Overdraft applications are subject to approval after our assessment of your circumstances, and are repayable in full on demand.

Plus with Club City Bank

  • 1.5% AER variable credit interest
    Earn variable monthly credit interest on your whole balance from £1 to £5,000 if you pay two separate Direct Debits each month. If your balance is:

    • £1 to £5,000, you’ll earn 1.5% AER/1.49% gross p.a. on it all.
  • Choose your lifestyle benefit
    Choose a different lifestyle benefit every year per account from:

    • 6 cinema tickets
    • an annual magazine subscription, or
    • annual Gourmet Society membership.

Club City Bank monthly maintaining the account fee
Having a Club City Bank current account is free if you pay in £1,500 a month, otherwise it costs just £3 per month.